• What is a VA Purchase Loan?

    Qualified Veterans and Active Duty Service members have earned the right to purchase a home with 100% financing with Accelerate Mortgage. This means no cash required from the buyer. VA loans can be significantly easier to qualify for than traditional mortgages and come as either fixed-rate or adjustable-rate loans.

    One of our loan officers will help you determine whether a fixed-rate loan or an adjustable-rate loan is the better option for you. Click Here to find out more.

  • Benefits of VA Purchase Loans

    The biggest advantage of this loan is there may be no cash required from the buyer, as long as the sales price of the home doesn’t exceed its appraised value.

    Other benefits:

    • Option to refinance up to 100% of your home’s value
    • Low-interest rates
    • No private mortgage insurance (PMI)
    • Can be used more than once
    • You do not need to be a first-time homebuyer
    • Closing costs may be absorbed by the seller
    • A loan is assumable by qualified buyers
    • Additional benefits for those with a service-connected disability
  • Who Qualifies for a VA Purchase Loan

    • Active duty service members
    • Veterans
    • National Guard members
    • Reservists
    • Certain surviving spouses
  • Typical Requirements for VA Purchase Loans

    • Must have served 181 days during peacetime or 90 consecutive days during wartime (unless honorably discharged)
    • Must have served 6 years in the National Guard or Reserves
  • Your Step-by-Step Journey Home



    Click here to get started on an online application or give us a call.


    Speak to a loan officer

    Our professional loan officers will help determine your current financial situation and your future goals.


    Choose a solution

    Your loan officer will customize a loan program specific to your needs.


    Submit your application

    Your loan officer will help you complete your application and put your loan in process.


    Let us take it from there

    We will process your loan quickly and keep you informed every step of the way.


    Close your loan

    Once completed, we’ll set up an appointment with you to close and fund your loan.

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