• What is VA Cash-Out Refinancing?

    Unlike other cash-out loan programs, Accelerate Mortgage’s VA 100 program allows you to borrow all the way up to 100% of your home’s value. It’s the best option when looking to pay off high-interest debt, lower interest rates, and monthly payments, or get additional cash for things like home improvements.

    Many veterans also choose to use this option to combine a first and second mortgage (or home equity line of credit). Or, refinance a high-interest Conventional or FHA Loan into a VA Loan with a lower rate. Click Here to find out more!

  • Benefits of VA Cash-Out Refinancing

    • Ability to borrow up to 100% of the home’s appraised value
    • Consolidate your bills or get cash for major expenses or for home improvements
    • Lower interest rates than Conventional Loan programs
    • Easier qualification process: Higher debt-to-income ratios and lower credit scores allowed
  • Who Qualifies for VA Cash-Out Refinancing

    • Eligible veterans
    • Active duty service members
    • Current Reserve or National Guard members
    • Certain surviving spouses
  • Typical VA Cash-Out Refinancing Requirements

    • Steady employment history for the past 2 years – exceptions can be made
    • Must have an existing mortgage to refinance
    • No late mortgage payments within the last 12 months
    • A credit score of 580 or above
  • Your Step-by-Step Journey Home



    Click here to get started on an online application or give us a call.


    Speak to a loan officer

    Our professional loan officers will help determine your current financial situation and your future goals.


    Choose a solution

    Your loan officer will customize a loan program specific to your needs.


    Submit your application

    Your loan officer will help you complete your application and put your loan in process.


    Let us take it from there

    We will process your loan quickly and keep you informed every step of the way.


    Close your loan

    Once completed, we’ll set up an appointment with you to close and fund your loan.

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