• What is a USDA Loan?

    USDA (United States Department of Agriculture) home loans offer 100% financing with no down payment, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to purchase a home with zero down payment. A USDA Loan is one of the most cost-effective home buying programs in the marketplace today. Fill out our Contact Form to find out more!

  • Benefits of USDA Loans

  • Who Qualifies for a USDA Loan

    • U.S. citizens (or permanent residents)
    • Applicants with a credit score of at least 640 with no accounts sent to collections within the last year
    • Applicants who can demonstrate steady income over the last 24 months
  • Typical Requirements for USDA Loans

    • The property must be in an eligible rural area and not be a working farm.
    • You must be the primary occupant of the residence.
    • Total household income must not exceed 115% of the area’s median family income.
  • Your Step-by-Step Journey Home



    Click here to get started on an online application or give us a call.


    Speak to a loan officer

    Our professional loan officers will help determine your current financial situation and your future goals.


    Choose a solution

    Your loan officer will customize a loan program specific to your needs.


    Submit your application

    Your loan officer will help you complete your application and put your loan in process.


    Let us take it from there

    We will process your loan quickly and keep you informed every step of the way.


    Close your loan

    Once completed, we’ll set up an appointment with you to close and fund your loan.

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Find A Loan Officer

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, we’ve got the right people to help you get the right mortgage.

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