• What It Is

    The VA Loan program is one of the most favorable loan options on the market for active military and veterans. With this program, you can utilize all the way up to 100% of the value of your home without any PMI! Anyone who qualifies for the VA loan program should seriously consider its benefits if they don’t already have a VA loan. Click Here to find out how a VA loan can help you!

    There are three distinct VA loan categories:

    1. VA Cash-Out
    2. VA Streamline Refinance, also known as the VA IRRRL
    3. Rate and Term refinance to pay off another type of mortgage, such as Conventional or FHA. Eligible borrowers can take advantage of this if they want to lower rates, eliminate PMI, or combine a first and second mortgage.
  • Benefits

    • Borrow up to 100% of your home’s value
    • No mortgage insurance
    • Lower interest rates
    • Ability to qualify with credit challenges
    • VA loans are assumable
  • Who Qualifies

    • Eligible veterans
    • Active duty service members
    • Current Reserve or National Guard members
    • Certain surviving spouses
  • Typical Requirements

    • Proof of steady employment history for the past 2 years
    • Must have an existing mortgage to refinance
    • No late mortgage payments within the last 12 months
    • Credit score of 580 or above
  • Your Step-by-Step Journey Home

    1

    Apply

    Click here to get started on an online application or give us a call.

    2

    Speak to a loan officer

    Our professional loan officers will help determine your current financial situation and your future goals.

    3

    Choose a solution

    Your loan officer will customize a loan program specific to your needs.

    4

    Submit your application

    Your loan officer will help you complete your application and put your loan in process.

    5

    Let us take it from there

    We will process your loan quickly and keep you informed every step of the way.

    6

    Close your loan

    Once completed, we’ll set up an appointment with you to close and fund your loan.

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Find A Loan Officer

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, we’ve got the right people to help you get the right mortgage.

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