• What It Is

    Unlike other cash-out loan programs, Accelerate Mortgage’s VA 100 program allows you borrow all the way up to 100% of your home’s value. It’s the best option when looking to pay off high-interest debt, lower interest rates and monthly payments, or get additional cash for things like home improvements.

    Many veterans also choose to use this option to combine a first and second mortgage (or home equity line of credit). Or, refinance a high-interest Conventional or FHA Loan into a VA Loan with a lower rate. Click Here to find out more!

  • Benefits

    • Ability to borrow up to 100% of the home’s appraised value
    • Consolidate your bills or get cash for major expenses or for home improvements
    • Lower interest rates than Conventional Loan programs
    • Easier qualification process: Higher debt-to-income ratios and lower credit scores allowed
  • Who Qualifies

    • Eligible veterans
    • Active duty service members
    • Current Reserve or National Guard members
    • Certain surviving spouses
  • Typical Requirements

    • Steady employment history for the past 2 years – exceptions can be made
    • Must have an existing mortgage to refinance
    • No late mortgage payments within the last 12 months
    • Credit score of 580 or above
  • Your Step-by-Step Journey Home

    1

    Apply

    Click here to get started on an online application or give us a call.

    2

    Speak to a loan officer

    Our professional loan officers will help determine your current financial situation and your future goals.

    3

    Choose a solution

    Your loan officer will customize a loan program specific to your needs.

    4

    Submit your application

    Your loan officer will help you complete your application and put your loan in process.

    5

    Let us take it from there

    We will process your loan quickly and keep you informed every step of the way.

    6

    Close your loan

    Once completed, we’ll set up an appointment with you to close and fund your loan.

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Find A Loan Officer

Whether you’re buying a new home, refinancing, looking for a cash-out, or just have questions about the process, we’ve got the right people to help you get the right mortgage.

Find A Loan Officer Now